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Grey House
Minimalistic Kitchen
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Beautiful Private House in the Suburb
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Geographic regions have typical "usual and customary" charges that a Buyer will pay and Seller will pay in the sale process.  However it is not mandatory that either Buyer or Seller pay for any fee simply because it may be customary in the area.  All terms and conditions are solely to be negotiated between Buyer and Seller.

With that said, most Buyers and Sellers rely upon their Realtor to guide him/her on which fee to pay.

The BUYER can generally be expected to pay for:

  • Title insurance premiums

  • Escrow Fee

  • Document preparation (if applicable)

  • Notary fees

  • Recording charges for all documents in buyer's names

  • Termite Inspection (according to contract)

  • Tax pro-ration (from date of acquisition)

  • Homeowner's transfer fee

  • All new loan charges (except those required by lender for seller to pay)

  • Interest on new loan from date of funding to 30 days prior to first payment date

  • Assumption/Change of Records fees for takeover of existing loan

  • Beneficiary Statement Fee for assumption of existing loan

  • Inspection Fees (roofing, property inspection, geological, etc.)

  • Home Warranty (according to contract)

  • City Transfer/Conveyance Tax (according to contract)

  • Fire Insurance Premium for first year


The SELLER can generally be expected to pay for:

  • Real Estate Commission

  • Document preparation fee for Deed

  • Documentary transfer tax ($1.10 per $1,000.00 of sales price)

  • Any City Transfer/Conveyance Tax (according to contract)

  • Any loan fees required by buyer's lender

  • Payoff of all loans in seller's name (or existing loan balance if being assumed by buyer)

  • Interest accrued to lender being paid off, Statement Fees, Reconveyance Fees and any Prepayment Penalties

  • Termite Inspection (according to contract)

  • Termite Work (according to contract)

  • Home Warranty (according to contract)

  • Any judgements, tax liens, etc., against the seller

  • Recording charges to clear all documents of record against seller

  • Tax pro-ration (for any taxes unpaid at time of transfer of title)

  • Any unpaid Homeowner's dues

  • Any bonds or assessments (according to con- tract)

  • Any and all delinquent taxes

  • Notary Fees

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